Commercial Real Estate Loans: Types, Requirements and How CR Equity AI Lends

Most commercial real estate loans run 65%–80% LTV with a DSCR of 1.20–1.50 and 25–30 year amortization on a 5–10 year term. Here’s how the main loan types compare, what lenders require, and how CR Equity AI funds small balance commercial, bridge and DSCR loans with a decision in about 4 hours.