Hard Money Lenders: How They Work and How CR Equity AI Compares
Hard money lenders make short-term real estate loans based mainly on property value, usually interest-only for 6–24 months with a balloon at maturity. This guide covers what hard money really costs, when it’s the right tool, and how CR Equity AI compares as a direct lender: rates from 10.99%, terms in about 5 minutes on a soft pull, and a typical close in 9–15 days.
Fix and Flip Loans: The 70% Rule, Loan-to-Cost and How CR Equity AI Funds Rehabs
The 70% rule caps your offer at 70% of after-repair value minus repair costs, and the remaining 30% has to cover commissions, closing costs and lender fees, not just profit. Learn how fix and flip loans use loan-to-cost and ARV, see CR Equity AI’s leverage grid by experience and credit score, and find out how first-time flippers qualify with no tax returns.
CR Equity AI Becomes a Delegated Correspondent Lender Backed by Redwood Trust’s CoreVest and Aspire Platforms
CR Equity AI has become a delegated correspondent lender supported by Redwood Trust through its CoreVest and Aspire platforms, giving borrowers and brokers faster answers and greater certainty of execution. Foun
What a Hard Money Lender Actually Does in 2026 (And What Has Changed)
If you are searching for a hard money lender, you have probably already been told the rate and almost nothing about the process. The label is dated and the mechanics moved on. This is what the work looks like now, what the underwriter is testing, and how to tell a real balance sheet from a middleman.