Hard Money Lenders: How They Work and How CR Equity AI Compares

Hard money lenders comparison of rates, lender fees, leverage, terms and closing speed for real estate investors

Hard money lenders make short-term real estate loans based mainly on property value, usually interest-only for 6–24 months with a balloon at maturity. This guide covers what hard money really costs, when it’s the right tool, and how CR Equity AI compares as a direct lender: rates from 10.99%, terms in about 5 minutes on a soft pull, and a typical close in 9–15 days.